{"brief":{"version":"shortlist-v1","template":"shortlist-template-v2","config":{"version":"shortlist-v1","cities":["san-francisco","daly-city"],"property":"single-family","priorities":[]},"manifest":{"housingRelease":"baseline-2026-09-14","structuralRelease":"2026-09-15-completionreview","sources":[{"id":"hcd-table-a2-2026-09-15-jobshousing","publisher":"California HCD / reporting cities","title":"Housing Element APR Table A2, San Mateo County jurisdictions","url":"https://data.ca.gov/api/3/action/datastore_search?resource_id=fe505d9b-8c36-42ba-ba30-08bc4f34e022&filters=%7B%22CNTY_NAME%22%3A+%22San+Mateo%22%7D&limit=32000&sort=_id+asc","retrievedAt":"2026-09-15T14:47:32.411921Z","publishedAt":null,"upstreamSha256":"0ec76a47d4e71c4c2cba78fb16c0433c4eb1c325dadb3e3bdc5344993991264f","artifactSha256":"c485316e71de8d1808812123454ca2189fb8ff4584c2d6ea5cd9155ac72d6ef6","locator":"CNTY_NAME=San Mateo; JURIS_NAME and YEAR; NO_OTHER_FORMS_OF_READINESS, CO_ISSUE_DT1 and CO income fields","methodologyUrl":"https://www.hcd.ca.gov/sites/default/files/docs/planning-and-community/housing-element-annual-progress-report-instructions.pdf","methodologyVersion":"jobs-housing-v1"}],"observations":[{"id":"daly-city:housing_completions:2025-12-31:hcd-table-a2-2026-09-15-jobshousing","geographyId":"daly-city","metricId":"housing_completions","periodStart":"2025-01-01","periodEnd":"2025-12-31","periodType":"calendar_year","value":98,"unit":"units","sourceId":"hcd-table-a2-2026-09-15-jobshousing","locator":"JURIS_NAME=DALY CITY; YEAR=2025; sum NO_OTHER_FORMS_OF_READINESS; coverage.json","methodologyVersion":"jobs-housing-v1"}]},"markets":[{"id":"redfin-2026-09-san-francisco-single-family-20261016","city":"san-francisco","propertyType":"single-family","period":"2026-09","periodStart":"2026-07-01","periodEnd":"2026-09-30","sourceName":"Redfin Data Center","sourceUrl":"https://www.redfin.com/news/data-center/downloads/","retrievedAt":"2026-10-16","methodology":"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.","metrics":{"medianSalePrice":1869255,"sales":584,"inventory":292,"medianDaysOnMarket":14,"priceReductionShare":null},"publishedAt":null,"edition":"4870a095764497b70e2536a482d331d85d36a1f92dc777bd2b05a6f7c8da7c44"},{"id":"redfin-2026-09-daly-city-single-family-20261016","city":"daly-city","propertyType":"single-family","period":"2026-09","periodStart":"2026-07-01","periodEnd":"2026-09-30","sourceName":"Redfin Data Center","sourceUrl":"https://www.redfin.com/news/data-center/downloads/","retrievedAt":"2026-10-16","methodology":"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.","metrics":{"medianSalePrice":1229510,"sales":75,"inventory":36,"medianDaysOnMarket":16,"priceReductionShare":null},"publishedAt":null,"edition":"5accf0f9e6df718945b94a75dd3119d1e0bbe72ffa4d4ce8b3476c1381fa673c"}],"marketComparable":true,"housingDate":null,"history":[{"city":"san-francisco","value":null,"oneYear":null,"tenYear":null,"countyRatio":null,"formulas":[{"years":1,"start":"","end":"","formula":"(end / exact-baseline - 1) * 100","value":null},{"years":10,"start":"","end":"","formula":"(end / exact-baseline - 1) * 100","value":null}]},{"city":"daly-city","value":null,"oneYear":null,"tenYear":null,"countyRatio":null,"formulas":[{"years":1,"start":"","end":"","formula":"(end / exact-baseline - 1) * 100","value":null},{"years":10,"start":"","end":"","formula":"(end / exact-baseline - 1) * 100","value":null}]}],"measures":[{"key":"market:san-francisco:medianSalePrice","city":"san-francisco","label":"Median sale price","value":1869255,"unit":"USD","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:4870a095764497b70e2536a482d331d85d36a1f92dc777bd2b05a6f7c8da7c44"]},{"key":"market:san-francisco:sales","city":"san-francisco","label":"Closed sales","value":584,"unit":"homes","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:4870a095764497b70e2536a482d331d85d36a1f92dc777bd2b05a6f7c8da7c44"]},{"key":"market:san-francisco:inventory","city":"san-francisco","label":"Period-end inventory","value":292,"unit":"homes","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:4870a095764497b70e2536a482d331d85d36a1f92dc777bd2b05a6f7c8da7c44"]},{"key":"market:san-francisco:medianDaysOnMarket","city":"san-francisco","label":"Median marketing time","value":14,"unit":"days","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:4870a095764497b70e2536a482d331d85d36a1f92dc777bd2b05a6f7c8da7c44"]},{"key":"market:san-francisco:priceReductionShare","city":"san-francisco","label":"Price reductions","value":null,"unit":"percent","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:4870a095764497b70e2536a482d331d85d36a1f92dc777bd2b05a6f7c8da7c44"]},{"key":"market:daly-city:medianSalePrice","city":"daly-city","label":"Median sale price","value":1229510,"unit":"USD","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:5accf0f9e6df718945b94a75dd3119d1e0bbe72ffa4d4ce8b3476c1381fa673c"]},{"key":"market:daly-city:sales","city":"daly-city","label":"Closed sales","value":75,"unit":"homes","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:5accf0f9e6df718945b94a75dd3119d1e0bbe72ffa4d4ce8b3476c1381fa673c"]},{"key":"market:daly-city:inventory","city":"daly-city","label":"Period-end inventory","value":36,"unit":"homes","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:5accf0f9e6df718945b94a75dd3119d1e0bbe72ffa4d4ce8b3476c1381fa673c"]},{"key":"market:daly-city:medianDaysOnMarket","city":"daly-city","label":"Median marketing time","value":16,"unit":"days","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:5accf0f9e6df718945b94a75dd3119d1e0bbe72ffa4d4ce8b3476c1381fa673c"]},{"key":"market:daly-city:priceReductionShare","city":"daly-city","label":"Price reductions","value":null,"unit":"percent","start":"2026-07-01","end":"2026-09-30","scope":"[\"single-family\",\"Redfin Data Center\",\"https://www.redfin.com/news/data-center/downloads/\",\"Redfin Data Center city boundaries; not seasonally adjusted; rolling three-month window. Median price and sales count use closed sales by closing date. Inventory counts homes for sale on the last day, excluding listings older than one year; it is not all listings active during the window. Median days on market uses homes going under contract during the window, from listing to contract, excluding listings older than one year. Property types remain separate. Price-reduction share is unavailable in this extract.\",3]","refs":["market:5accf0f9e6df718945b94a75dd3119d1e0bbe72ffa4d4ce8b3476c1381fa673c"]},{"key":"completions:daly-city","city":"daly-city","label":"Reported completions · all housing types","value":98,"unit":"units","start":"2025-01-01","end":"2025-12-31","scope":"[\"housing_completions\",\"calendar_year\",\"units\",\"jobs-housing-v1\",\"https://www.hcd.ca.gov/sites/default/files/docs/planning-and-community/housing-element-annual-progress-report-instructions.pdf\",\"California HCD / reporting cities\"]","refs":["daly-city:housing_completions:2025-12-31:hcd-table-a2-2026-09-15-jobshousing"]}],"takeaways":[{"topic":"price-differences","text":"Daly City’s median sale price is 34.2% lower than San Francisco’s, using San Francisco as the denominator. Window: 2026-07-01 to 2026-09-30.","refs":["market:4870a095764497b70e2536a482d331d85d36a1f92dc777bd2b05a6f7c8da7c44","market:5accf0f9e6df718945b94a75dd3119d1e0bbe72ffa4d4ce8b3476c1381fa673c"],"formula":"(other / reference - 1) * 100","value":-34.224597500073564,"referenceCity":"san-francisco","limit":"Different homes sell in each city. This does not establish a like-for-like premium, affordability or a negotiating discount."},{"topic":"buying-conditions","text":"Daly City reports 16 days of median marketing time, compared with 14 in San Francisco. Window: 2026-07-01 to 2026-09-30.","refs":["market:4870a095764497b70e2536a482d331d85d36a1f92dc777bd2b05a6f7c8da7c44","market:5accf0f9e6df718945b94a75dd3119d1e0bbe72ffa4d4ce8b3476c1381fa673c"],"formula":"other - reference","value":2,"referenceCity":"san-francisco","limit":"Different homes sell in each city. This does not establish a like-for-like premium, affordability or a negotiating discount."}],"gaps":["Modeled home-value and jobs/housing research has not yet been added for every chosen city. The market comparison remains available; inspect each city guide for transaction-price history.","At least one exact historical baseline is unavailable. Missing changes are not interpolated."],"cards":[{"city":"san-francisco","name":"San Francisco","facts":[{"text":"Closed sales: 584 homes. 2026-07-01 to 2026-09-30.","refs":["market:4870a095764497b70e2536a482d331d85d36a1f92dc777bd2b05a6f7c8da7c44"]}],"unanswered":"City totals cannot establish the price, condition, access or exposure of a particular home. Test these questions at the address.","questions":[],"reading":{"id":"san-francisco-condo-tic-buyer-checks","title":"San Francisco condo vs TIC: what to check before comparing prices","summary":"Two similar flats can involve different ownership and financing. Compare the documents, shared obligations and conversion evidence before relying on a lower asking price.","publishedAt":"2026-10-29T16:12:52.851Z","updatedAt":"2026-10-29T16:11:19.467Z","sourceUrls":["https://www.dre.ca.gov/files/pdf/ResidentialSubdivisionBuyersGuide.pdf","https://www.dre.ca.gov/files/pdf/TIC_Guidelines.pdf","https://www.dre.ca.gov/Newsroom/DRE_Updates/2026_08_21_Common_Interest_Dev.html","https://sfpublicworks.org/services/citysurveyor","https://sfpublicworks.org/node/35233"],"bodyHash":"c50ab76ea36dab9ce18d2873fca59d22f634823562defc8e9b795e184c33adc3","revision":"ffad4271b46104654001d5e6875943716f963ebb978e12315513b273dfb3ec79"}},{"city":"daly-city","name":"Daly City","facts":[{"text":"Closed sales: 75 homes. 2026-07-01 to 2026-09-30.","refs":["market:5accf0f9e6df718945b94a75dd3119d1e0bbe72ffa4d4ce8b3476c1381fa673c"]}],"unanswered":"City totals cannot establish the price, condition, access or exposure of a particular home. Test these questions at the address.","questions":[{"id":"6eac82cb162180978feb8ae983dd88de6a4f36015019dac09efa6a5998b21e06","city":"daly-city","text":"What does the actual commute look like at your travel times?","topic":"price-differences","provenance":"Reviewed city-guide question catalog · shortlist-template-v2"},{"id":"0e1beb254f778776ec79fbbb3f2edb953eb5a3b9561a6868b77ac9c7054c27bb","city":"daly-city","text":"How do condition, size, and neighborhood explain the price difference?","topic":"buying-conditions","provenance":"Reviewed city-guide question catalog · shortlist-template-v2"},{"id":"2c95602f735efd7f5342db44a9f183ae3de6c26165a14b9b85bb74ab28a38c5f","city":"daly-city","text":"Does the home work for you without assuming the citywide discount will close?","topic":"price-history","provenance":"Reviewed city-guide question catalog · shortlist-template-v2"},{"id":"95ddf9be747bac7cb5cf0933fb30bc71d0c7489135484f0320ea8acd3182a62a","city":"daly-city","text":"Which completed homes and occupied workplaces are relevant to the specific neighborhood, and what do their dated source records show?","topic":"jobs-housing","provenance":"Reviewed question; no neighborhood-level conclusion is established by city totals."}],"reading":{"id":"daly-city-housing-and-finances","title":"Daly City: the durable price gap behind the proximity thesis","summary":"Daly City’s index remained near the same share of the county’s value over a decade. A useful thesis must explain why access or neighborhood improvements would change that relationship.","publishedAt":"2026-09-15T03:07:16.975Z","updatedAt":"2026-09-15T02:52:38.372Z","sourceUrls":["https://www.zillow.com/research/data/","https://www.dalycity.org/DocumentCenter/View/12893/Daly-City---2025-Web-ACFR","https://www.dalycity.org/363/General-Plan","https://www.smcgov.org/ceo/news/funding-approved-largest-affordable-housing-project-san-mateo-countys-history"],"bodyHash":"61f90ada9ca3e2a887bcb5ccdae5025762132c0a6b1a35aef1ee1d4ec05601f2","revision":"0cc755c46577ebe58b6b4f574460f2360008fc13b3a4d097d0a6d072cd88bae6"}}],"limitations":["This is a comparison of published city evidence and investigation questions, not a city ranking or a forecast. Lower citywide prices do not establish undervaluation or affordability.","Transaction medians reflect homes sold in the stated window. All-homes history is a separate modeled index, smoothed and seasonally adjusted. Exact shared dates and baselines are required; null means unavailable and zero remains zero.","Small or missing sales counts are shown beside the values. The latest published evidence can be older than today's brief; age notices use the actual market period end.","Jobs are annual Q2 beginning-of-quarter workplace snapshots, not employed residents, unique workers or an annual average.","LODES 8.4 all jobs: one California release, 2020 blocks, 2024 place boundaries; 2012–2023.","Completions are self-reported certificates of occupancy or other readiness, all housing types; 2018–2025. They include replacement units and do not measure net additions or actual occupancy.","Eight date-conflict city-years are reconciled to original city current-year summaries. Original unfiltered HCD totals remain in reportedUnits; acceptedUnits supplies the chart. San Bruno 2020 and South San Francisco 2024 remain withheld. Audit records retain all positive row IDs and source decisions; no excluded units are reassigned to another year.","County jobs cover the entire county. No county completion total is provided; the HCD county jurisdiction covers only unincorporated territory.","Current revised data cannot establish what was known historically. No new predictive rule or forecast is implied."],"buyerSummary":{"price":"Daly City’s median sale price is $639,745 (34.2%) lower than San Francisco’s.","conditions":"Daly City reports 16 days of median marketing time, compared with 14 in San Francisco.","period":"2026-07-01 to 2026-09-30"}},"previewHash":"c8c463aa4de80d8dfdafccaa0241a7d1e3ef19b3e9caad1349f2eac293d5f019","preparedAt":"2026-10-31T09:31:27.124Z"}